Our Vehicle Finance Department in BC
Vehicle Financing in BC
Financing a vehicle is an option many people take to pay off their vehicle over a set number of years. With financing options between 36 months and 84 months, we can find a payment plan that will fit into your family’s budget.
We offer low interest rates for those with existing loans or high credit scores. This makes financing a vehicle even easier since you won’t be paying a lot of interest over the length of your loan. We know that buying a vehicle is a large purchase and are here to help you through every step.
So, what do you need to finance a vehicle? When you come into one of our dealerships please bring the following:
- Pay Stubs from the Last 3 Months
- Accountant Prepared Financials
- Employment Information
- Void Cheque for Direct Withdrawal
- T1 General
These things will help with credit approval and all the paperwork, without them you may not get approved or may need to provide additional information.
To get started on financing start by filling out our online credit application.
Financing with Bad/No Credit
Did you know that you can get a vehicle loan with bad or no credit? One of the best ways to rebuild or build credit is to take out a vehicle loan, if it works with your monthly budget. Though your vehicle might be financed at a higher interest rate, showing you make payments on time will quickly and steadily increase your credit. Talk to our financial team at one of our dealerships to find out more about no credit financing or bad credit financing in British Columbia.
Vehicle Leasing in BC
Another available option for getting a new vehicle is leasing. So, if you’re looking for an option where you can upgrade more often and get a new vehicle every few years while not minding monthly payments, leasing is a great option. You will follow a leasing payment plan and often get a higher valued vehicle for less. You are still responsible for all maintenance and service and can buy out the vehicle at the end of your lease as well. Talk to our financial team about low interest leasing options.